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- No Annual Fee, Annual interest rate for cash advances is 19.8%
- Enjoy our lowest long-term rate of 5.99% on purchases and balance transfers guaranteed for 3 years (as long you pay your bills on time)
- After that your rate will stay low and become a variable rate of Prime +3.75% on purchases and balance transfers
- Save money when you transfer high-interest debt with our no-fee balance transfer service
Some things just make sense – like combining a low interest rate like a line of credit with the convenience of a credit card.
A low, long-term rate like a line of credit.
The SmartLine Platinum card gives you a low, long-term annual interest rate of 5.99% that could save you money. It’s like a line of credit but much more convenient. Plus, you get this low rate for three years - guaranteed.
The benefits and convenience of a low-rate credit card.
Use the Platinum MasterCard to shop online, over the phone, and for your everyday items. You can save money when you transfer high-interest debt with our no-fee balance transfer service. If you transfer a balance during your application, you'll even have a better chance of getting a higher credit limit.
Get more from your card.
You could save money by transferring a high-interest balance to your Capital One card.
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